Health Care: The proof of the Pudding is in the Eating
I find myself waiting anxiously for the end result on this health care debate. Like every good American, I care about what happens to everyone around me. I personally have accepted the fact that I want to help other people. That is important to me. But what's the best way to help? I can't escape the feeling that this is a rush job. Everyone knows, you can't rush quality. Buyer beware. Are our politicians smart enough to read the fine print? Coverage limitations can still exist, like microscopic bacteria. A health plan may state that it doesn't have a lifetime max on medical benefits, but service limitations for particular services can still be there.
Obviously they are going to have to dumb down the details for me on this because I'm wondering why people ages 55 to 64 are having a hard time finding insurance. Pre-existing exclusions? Premiums unrealistically high? Too unhealthy to be insured? Wasn't that one of the main points in health care reform? To make it easier for people to find coverage? To get everyone covered so that we can spread the risk? Being in my early thirties I have plenty of friends who go uninsured because they don't have families or health problems. If you can pay for your blackberry or your car insurance, you should be able to handle a health insurance premium. I'm all for reducing the number of uninsured people in this country. But what we need to also address is these insurance companies who are making it difficult for us in the first place... difficult for us to find insurance & then if/when you do, difficult for us to get what we need covered. I had a conversation recently with a friend about her autistic nephew. This family was actually having to move because where they lived, the therapies this child needs is not covered. All too often I hear about people who pay insanely high premiums, only to learn that the insurance companies will only pay a small fraction (or nothing at all) of the cost for prosthetic care. I know this isn't easy to solve. I'm no politician or economist. To be honest, I've learned more about this issue following bloggers and forums than any other resource. So, I guess we'll just have to continue to wait and see how this thing evolves and whether we manage creating a system that helps, not hurts.